Creator claims Amex suspended six cards before trip

TikTok creator Brenley stated American Express suspended all six of his credit cards two days before an international trip.

He stated he was an American Express customer for five years, never missed a payment, and held roughly 900,000 points.

American Express requested an Internal Revenue Service authorization form to verify his 2025 tax return for income verification during a financial review.

He claimed the suspension occurred immediately after the call with Amex.

Representatives described the review as a routine inspection that every cardholder eventually undergoes.

American Express reportedly told him the review update could take up to 10 business days.

He acknowledged changing jobs in 2025 with a two-week employment gap, which commenters suggested may have prompted the check.

The claim is an unverified customer account reported by The Mary Sue and not a confirmed American Express policy statement.

For Indian-origin cardholders traveling abroad, an unexpected financial review or account suspension by an issuer can disrupt access to credit and travel bookings.

The situation serves as a reminder to keep a backup no-foreign-fee card and avoid relying on one issuer for all rewards.